What is the name of your state? GA
Recently my mortgage company has decided to fight my electronic payments by adjusting the amount due every few months because of fluctuations in taxes and insurance. I am in the military and often out of town for several months at a time. I recently returned from a 4 month absence to find Default notices as well as 5 checks from the mortgage company. It seems my payment due to escrow adjustment had gone from 992 and change to 997 and change. All the payments for 992 were deposited by the mortgage company then a letter demanding difference was sent then a check was cut by the company to refund the payment. Anyway I was able to simply deposit all the checks they sent and add in another 3000 of my cash and re-instate the loan. ( I called them as soon as I got home but they said I had to speak with the foreclosure attorney)
My question is this: Of the $3000.00 out of my pocket $600.00 was for attorney's fees with another $792.00 for expenses. Everything I can find online says Georgia caps attorney fees for foreclosures at $500.00. Is this true? Does the attorney owe me $100.00 and is there a cap on expenses?
Thanks for any input.
Recently my mortgage company has decided to fight my electronic payments by adjusting the amount due every few months because of fluctuations in taxes and insurance. I am in the military and often out of town for several months at a time. I recently returned from a 4 month absence to find Default notices as well as 5 checks from the mortgage company. It seems my payment due to escrow adjustment had gone from 992 and change to 997 and change. All the payments for 992 were deposited by the mortgage company then a letter demanding difference was sent then a check was cut by the company to refund the payment. Anyway I was able to simply deposit all the checks they sent and add in another 3000 of my cash and re-instate the loan. ( I called them as soon as I got home but they said I had to speak with the foreclosure attorney)
My question is this: Of the $3000.00 out of my pocket $600.00 was for attorney's fees with another $792.00 for expenses. Everything I can find online says Georgia caps attorney fees for foreclosures at $500.00. Is this true? Does the attorney owe me $100.00 and is there a cap on expenses?
Thanks for any input.