Randolph198
Junior Member
What is the name of your state? Kentucky
I received a call yesterday from an attorney's office that is collecting a debt from my Citibank card that is deliquent (approx $5000). I have been working with a debt management company for several months now, and have already settled one account with another bank.
Are these "attorney's offices" really attorneys most of the time? Or are they just collection agencies that like to threaten to sue people. I would greatly prefer that they try to work with me, as I have shown my creditors nothing but good faith in trying to repay them through this system. Citibank is the only one that it didn't seem to take on.
Also, do you think it would be possible for me to set up a plan with them if they won't work my debt management company? Surely these places will take an offer of settlement before pursuing the issue into court. Any advice? I'm just trying to figure out what to expect from all of this.
Thanks!
I received a call yesterday from an attorney's office that is collecting a debt from my Citibank card that is deliquent (approx $5000). I have been working with a debt management company for several months now, and have already settled one account with another bank.
Are these "attorney's offices" really attorneys most of the time? Or are they just collection agencies that like to threaten to sue people. I would greatly prefer that they try to work with me, as I have shown my creditors nothing but good faith in trying to repay them through this system. Citibank is the only one that it didn't seem to take on.
Also, do you think it would be possible for me to set up a plan with them if they won't work my debt management company? Surely these places will take an offer of settlement before pursuing the issue into court. Any advice? I'm just trying to figure out what to expect from all of this.
Thanks!