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zion1976

Junior Member
What is the name of your state? NY
Hey everyone im new to the forum and need a little help from those who are familiar with this type of situation..Here goes..May of 2006 i purchased a Certified Pre-Owned Chrysler 300 Base model with the whole 8 yr warranty for peace of mind.Now a year later ive decided to cut out most of my spending and dont really need the car so i decide to sell it by the way the car is financed. Anyway this ladycame down to buy the car for her aging dad because his birthday was coming up soon..She didnt even test drive the car or anything so i didnt really think anything of it..anyway to make a long story short the next week she came with her dad to pick up the car and i agreed to leave the insurance on it along with my plates so the car would be covered until they got to their destination (staten island)..It was agreed upon that the car was going into the drive way and not be driven..come to find out that they took it to a chrysler dealer for a squeaking noise to have it checked out. The deale found that the car has been in some sort of accident that damaged the undercarriage!!cost to repair is 3500.00!! so the lady calls me up saying that i must have hit something to do this damage..I treated all ny cars like childred and NEVER had ANY accidents with this car in my possesion. There was only a small scratch at the bottom of the bumper kinda of if you park too close to the sidewalk about 3 inches across..so any way she tells me that i moust have hit something and i should claim it through my insurance. me like idiot i tried to claim but my insuance compant says now that they wont cover the loss because 1- i wasnt driving the car 2- they said once the lady took possession of the car its AS-IS despite the car having a extended warranty..So now im worried aboput the lady trying to sue me..would there be a possibility of her winning? i really dont know what to do because now im sureas hell that the Chrysler dealership that i bought the car from sold me the car with underlying damage..someone please chime in i really cant afford to hire a lawyer.. i wasnt aware of these so called problems with the car..funny thing is that i asked her for a copy of the paperwork from her dealer to see the extent of the damage and she refused to send me any copies saying "it doesnt concern you" HELP!!!
 


moburkes

Senior Member
No, she won't win, but it was stupid of you to attempt to keep her covered after the vehicle was sold. If you read your policy, that type of coverage "for rent/hire" is not covered. You shouldn't have kept the plates on it either.
 

zion1976

Junior Member
thanks for the reply..I only left the insurance and plates on the car becuase i was waiting for the lien release to come back..which means i have to keep insurance on it until it came in..god forbid if they were in some sort of accident when they were driving back to their home. thanks for the info.I guess with this info the lawyer probably wouldnt even take the case.
 

moburkes

Senior Member
You said something different in the first post. If you didn't have a lien release, then how did you sell the car? That makes no sense.
 

zion1976

Junior Member
let me clarify..I still owed 18k for the car..what she did was pay the entire amount..basically writing a check out to my finance company for the 18k.So now the loan is paid in full..so she basically they took the car on a sun and the lien release was sent to me on tues so all she had to do was pick up the lien release from me and return my plates the same time..hope this clarifies this.
 

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