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need help in writing an offer letter

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What is the name of your state?tx
I included my vehicle loan on my ch7 and I did not reaffirm the loan. The case has been discharged. I need to send an offer letter to the company to either let me redeem the vehicle at its current market value OR increase the number of payments from current 24 to 36/48,so that I pay less every month.
Can somebody help me write a professional grade offer letter?
thanks.
 



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