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JohnnyR29

Junior Member
What is the name of your state (only U.S. law)? I live in Kansas

On April 26th I purchased a subscription to a pay site using my visa check card giving them authorization to withdrawal $29 from my bank account. Upon doing so, they apparently also signed me up for another pay site thus charging me $38. I never gave any authorization for the 2nd transactions for $38 nor did I agree to sign up for that site.

I canceled the membership to the second site and since then I have been signed up for a total of 7 sites each taking between $25-$40 out of my bank account without my authorization nor did I sign up for them. As a result, I was left -$200 in the hole.

I did contact my bank's fraud department and they closed the visa check account and have put a stop payment on those and opened up a complaint.

I am wondering what my legal options are. It really upsets me that the site I initially signed up for provided others my banking information allowing them to sign me up and withdrawal money from my account without my authorization. I have my bank summary showing all transactions.
 


Zigner

Senior Member, Non-Attorney
What is the name of your state (only U.S. law)? I live in Kansas

On April 26th I purchased a subscription to a pay site using my visa check card giving them authorization to withdrawal $29 from my bank account. Upon doing so, they apparently also signed me up for another pay site thus charging me $38. I never gave any authorization for the 2nd transactions for $38 nor did I agree to sign up for that site.

I canceled the membership to the second site and since then I have been signed up for a total of 7 sites each taking between $25-$40 out of my bank account without my authorization nor did I sign up for them. As a result, I was left -$200 in the hole.

I did contact my bank's fraud department and they closed the visa check account and have put a stop payment on those and opened up a complaint.

I am wondering what my legal options are. It really upsets me that the site I initially signed up for provided others my banking information allowing them to sign me up and withdrawal money from my account without my authorization. I have my bank summary showing all transactions.
So, you are out nothing, right? I'm not sure what you mean by "legal options"...
 

JohnnyR29

Junior Member
I am out $200. As these sites were hitting my bank account they kept putting me more and more overdrawn getting me down to -$200. When my paycheck deposited into my bank account, I lost $200 because these overdrafts caused by all these sites billing me for something I never signed up for.

As for legal options, not sure what you didn't understand about it. I think it is outrageous that the initial site I DID sign up for provided all these other sites with my bank account information so that they could sign me up and bill me for memberships to those sites I DID NOT sign up for or authorize to bill me. By legal options, I would think I would have a case to file a lawsuit against the initial site that caused me the headaches. That gave my personal banking information out.
 

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