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We had a bad storm in September 99. The storm blew gumballs off the tree over my house and into my drain which caused a waterbackup into my home. I called my insurance agent the next day and he told me that my insurance did not cover it. I found out about a program that helps you pay for your home if it had storm damage in January 2000. I called the company and they asked me did my insurance company send a denial letter. I told them that my insurance agent just told me that my policy did not cover it. They said that I should have received a denial letter. I called my insurance agent back of course, they sent an adjuster out the next day. The adjuster said that I could not file a claim. I was upset because at least the other company could have helped me pay for the damages had I know about it earlier. Anyway, the adjuster told me to look up "bad faith" and he told me that if someone asked him he would deny he said it. I am wondering is there anything that I can do. My damages were about $600 and I thought that was the purpose in having insurance. No, I did not have flood insurance. Thank you.


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Read Bad Faith on FreeAdvice.com under Insurance

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