What is the name of your state (only U.S. law)? OR
I have 100k in credit card debt. Yes really. I just sold a house and can now payoff much of it. Although it's been a struggle, I am current on everything. I know if you are behind, but can pay off the balance, CC companys will negotiate maybe 30-50% of the balance. Does anyone know if they will negotiate down for people who AREN'T behind? Kind of frustrating knowing that if I was a deadbeat I could get a 50% discount.
I have 100k in credit card debt. Yes really. I just sold a house and can now payoff much of it. Although it's been a struggle, I am current on everything. I know if you are behind, but can pay off the balance, CC companys will negotiate maybe 30-50% of the balance. Does anyone know if they will negotiate down for people who AREN'T behind? Kind of frustrating knowing that if I was a deadbeat I could get a 50% discount.