SC Bass Angler
Junior Member
What is the name of your state (only U.S. law)? SC
My neighbor (on the opposite side of a shared firewall) in a patio home recently went out of town for over a week during cold winter weather and a water pipe burst in her unit. It gushed water for quite some time, and eventually leaked through the walls in our unit and did massive water damage. She was several hours away, and no one had a key--so we had to wait for her to return for the deluge to stop. Her insurance company refused our claim, so we had to file a claim for tens of thousands of dollars worth of damage with our own insurance company, and pony up our deductible. The neighbor initially told us she felt really bad for us, especially since we have a newborn and were being displaced from our home for over a month. She offered to pay the deductible for our insurance claim, but has not responded to any phone calls since.. We cannot prove she turned off her heat, but we know her unit hadn't run for quite some time, and this likely helped contribute. Should we pursue our deductible/lost time at work/misc added expense by suing her directly? Does the HOA have any liability in this?What is the name of your state (only U.S. law)?
My neighbor (on the opposite side of a shared firewall) in a patio home recently went out of town for over a week during cold winter weather and a water pipe burst in her unit. It gushed water for quite some time, and eventually leaked through the walls in our unit and did massive water damage. She was several hours away, and no one had a key--so we had to wait for her to return for the deluge to stop. Her insurance company refused our claim, so we had to file a claim for tens of thousands of dollars worth of damage with our own insurance company, and pony up our deductible. The neighbor initially told us she felt really bad for us, especially since we have a newborn and were being displaced from our home for over a month. She offered to pay the deductible for our insurance claim, but has not responded to any phone calls since.. We cannot prove she turned off her heat, but we know her unit hadn't run for quite some time, and this likely helped contribute. Should we pursue our deductible/lost time at work/misc added expense by suing her directly? Does the HOA have any liability in this?What is the name of your state (only U.S. law)?