never served can I get this reversed or redacted?

[mk80]

My wife and I are married. She was served notices to appear due to a charge from the hoa. She never showed. I did not learn of this until years later, as soon as I found out, I paid the judgments, but now it's on my credit as a judgements. Can I get this removed or sue to get the money back since I personally wasn't served? I'm in california btw. What are my options?

 

[OHRoadwarrior]

Try to play nice with the Hoa and get them to remove the credit dings.

 

[mk80]

Sweet, I can't even get them to replace plants on the hill behind my house on their property so that the hill stops eroding into my property...can't wait to try this. (Note sarcasm)

 

[Zigner]

They have no incentive to do anything. The matter is closed as far as they're concerned...

 

[Mark Maroon]

My wife and I are married. She was served notices to appear due to a charge from the hoa. She never showed. I did not learn of this until years later, as soon as I found out, I paid the judgments, but now it's on my credit as a judgements. Can I get this removed or sue to get the money back since I personally wasn't served? I'm in california btw. What are my options?

WRT the information on your credit report: To have something corrected on your credit report, you have to follow the procedures for contesting the incorrect information with the credit reporting agency. In this case, you will first need to make sure that the court has recorded that the judgment has been paid. Then send proof of that the judgment has been paid/satisfied to the credit reporting agency.

WRT getting your money back: The HOA is not going to give you any money back. You paid what you claim was your wife's debt (and not yours) voluntarily. I suppose if it was really her debt and not yours, then maybe you could sue her for what you paid on her debt, but if you did so voluntarily, then it seems doubtful that you would win against her in court.

 

[mk80]

Haha not gonna sue my wife, that would make for awkward nights. Well I did contest it, the issue is its paid, it now reflects that on my credit but still shows up as a judgement against me and according to most places I read it will stay there for 7 years. I'm trying to get it off the credit report cause its dinging my credit so bad