What is the name of your state?ill my fiance and i recently started the ball rolling on a new construction home. we have put down 2000.00 with the builder and 1800 for a lockin with the bank and also listed our townhome with the MLS . our problem is that both of us our no unemployed we will not have the funds to complete the 5% down preconstruction and we need to back out of this deal as we will not be able to have the 20% down total that was going to be used for the loan. we have proof of unemployment bu the builder says we will be liable to purchase the home is this possible even though they havnt started digging yet. 