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What is the name of your state (only U.S. law)? Florida

My wife signed a contract to have the house re roofed due to wind damage durring hurricane Matthew. I was not there at signing and am not on the title however i am on the insurance policy. Are we held to the contract to re roof. I ask because our insurance company says we have to use their contractor. Which is anther question. Do we have to use whom they say to roof the house? Thank you
 



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