cdonahue33
Junior Member
NH I have coverage through Met-life & auto. Almost 2 years back I was chased by 4 motorcycle's while riding my horse. Met's insurance adjusters are admitting I have the appropriate coverage but are denying the claim stating I made the whole story up. Today they offered a nuisance settelement of $2500.- then $5,000 and said they would not disclose their top end number and their process is to go up by very little at a time. After the mediator's 3rd visit with them the mediator came back and said just go home.
I have never made an insurance claim in my life and pay for plenty of covereage. I am wondering who is rich enough to fight these people. My medical bills are over $30,000 lost work (not to much for I worked flex time with my employer), prescription costs.
We asked for the amount of money out of pocket $36,000.- I am covered for $250,000.
I understand Legal loop-holes they can afford to exploit but what happend to: Legal, Moral and ethical?
I just want to pay back my Health insurance company, my out of pocket expenses and now my lawyer fees.
So let's ask again why are our premiums so high?
I have never made an insurance claim in my life and pay for plenty of covereage. I am wondering who is rich enough to fight these people. My medical bills are over $30,000 lost work (not to much for I worked flex time with my employer), prescription costs.
We asked for the amount of money out of pocket $36,000.- I am covered for $250,000.
I understand Legal loop-holes they can afford to exploit but what happend to: Legal, Moral and ethical?
I just want to pay back my Health insurance company, my out of pocket expenses and now my lawyer fees.
So let's ask again why are our premiums so high?