falseaccuses
Junior Member
What is the name of your state (only U.S. law)? NJ/PA (mother and niece live in pa, me NJ)
15 years ago my niece moved in with my mother and bought her house. She set up a burial fund for my mother and my mother named her as the beneficiary on two small life insurance polices, 4k total. a few years into the arrangement my mother was put in a nursing home, a few years later, my niece sold the house and split the proceeds of the sale with my mother after she got divorced and was going through a bad time so she said she didn't feel able to handle my mothers issues any longer and asked me to be the power of attorney. My mother died a few weeks ago so I contacted my niece and asked her about the policies. She said that legally she has no obligation to give it to anyone but morally she probably will do something which includes the family.
So I asked her what she was going to do with the money since my mothers will leaves 1,000 to each of her 3 children and I only had 2000 left after paying all the expenses. She rudely responded that the will means nothing and that the policy she has is exempt from the will.
She said that she was going to rent a shore house during the week of my mothers birthday and throw a party in honor of my mother and that she has no obligation to give me a thing from that policy. I do not want to go to a party as we even had separate interment after the burial. How likely would I be able to contest the policy. My mother had a will that says all 3 of her children would receive 1000 each but my niece is claiming that a will does not mean I get to control the life insurance.. so what is the purpose of a will if other people can just be put on a life insurance policy.
15 years ago my niece moved in with my mother and bought her house. She set up a burial fund for my mother and my mother named her as the beneficiary on two small life insurance polices, 4k total. a few years into the arrangement my mother was put in a nursing home, a few years later, my niece sold the house and split the proceeds of the sale with my mother after she got divorced and was going through a bad time so she said she didn't feel able to handle my mothers issues any longer and asked me to be the power of attorney. My mother died a few weeks ago so I contacted my niece and asked her about the policies. She said that legally she has no obligation to give it to anyone but morally she probably will do something which includes the family.
So I asked her what she was going to do with the money since my mothers will leaves 1,000 to each of her 3 children and I only had 2000 left after paying all the expenses. She rudely responded that the will means nothing and that the policy she has is exempt from the will.
She said that she was going to rent a shore house during the week of my mothers birthday and throw a party in honor of my mother and that she has no obligation to give me a thing from that policy. I do not want to go to a party as we even had separate interment after the burial. How likely would I be able to contest the policy. My mother had a will that says all 3 of her children would receive 1000 each but my niece is claiming that a will does not mean I get to control the life insurance.. so what is the purpose of a will if other people can just be put on a life insurance policy.