W
wild_wil2000
Guest
What is the name of your state? OH
My mom passed aways suddenly two weeks ago and she is survived by my father. In going through her paperwork, we have come across multiple insurance policies that have been paid through october. We have not been able to find any actaul policies, but do have cleared checks all the way through October prooving they are current. We contacted the insurance companies and sent death certificates, but they informed us no beneficiary was listed on the policy. The only other possible scenario for the beneficiary would be my sister or I. We do not disspute the fact that the policies were/are intended for him. What is our next course of action? Will insurance companies pay to the spouse without much fight, or is this an issue as far as my father getting the money? What avenues should we be taking at this point? They haven't said at this point they wouldn't pay, we are just concerned if this was a normal thing and what other outcomes have been in similar situations?
Also, what is he entitled to has far as Social Security survivorship benefits go? He is 66 and currently receiving social security, is there a point where he would not qualify to receive her survivorship benefits? Or will they just adjust his monthly income upwards according to what her benefits are?
I am a little overwelmed with all these issues and am looking for some advice. Thanks in advance for helping me!!
Wil
My mom passed aways suddenly two weeks ago and she is survived by my father. In going through her paperwork, we have come across multiple insurance policies that have been paid through october. We have not been able to find any actaul policies, but do have cleared checks all the way through October prooving they are current. We contacted the insurance companies and sent death certificates, but they informed us no beneficiary was listed on the policy. The only other possible scenario for the beneficiary would be my sister or I. We do not disspute the fact that the policies were/are intended for him. What is our next course of action? Will insurance companies pay to the spouse without much fight, or is this an issue as far as my father getting the money? What avenues should we be taking at this point? They haven't said at this point they wouldn't pay, we are just concerned if this was a normal thing and what other outcomes have been in similar situations?
Also, what is he entitled to has far as Social Security survivorship benefits go? He is 66 and currently receiving social security, is there a point where he would not qualify to receive her survivorship benefits? Or will they just adjust his monthly income upwards according to what her benefits are?
I am a little overwelmed with all these issues and am looking for some advice. Thanks in advance for helping me!!
Wil