Malikababy
Member
How can I receive my short term disability benefits?
I was recently diagnosed with Vestibular Migraines by the neurologist. Some years ago I was diagnosed with vertigo by my PCP. I kept getting headaches at work but ignored them as usual. I fell at work in front of a Sr. Manager when I was standing in place dizzy. I have been denied twice by Cigna Insurance for benefits. I have not received any paymemts from Cigna at all. The doctors and Cigna are going back and forth delaying time for me to return back to work. Not giving me s clear and concise answer. Not to mention they will not write me back to work nor write me an extension to stay out of work, this I do not underatand. I have been to all the doctors appointments and have submitted every piece of information Cigna has asked for. Now they are asking me to undergo a physical therapy evaluation for Occupational Therapy Evaluation. I had two done which I had struggled to complete. The third evaluation was done and completed as much as I can before passing out. The first two evaluations weren't enough information to submit to Cigna which could not diagnosed me and to return to the PCP who will send another referral for the evaluation. 10/1/18 - still no referral for evaluation. No payments from Cigna....no payments from work. History 6/16/18 - sick at work, doctor wrote me out of work until 9/8/18 7/11/18 - Short term disability benefits starts. 8/10/18 - Claim denied 8/10/18 - Appeal 8/13/18 - Appeal Rep Assigned 9/1/18 - Long term disability status 9/10/18 - Appeal denied 10/1/18 - Called PCP Office - No response...left multiple messages...no return call from doctors, nurses or office manager. No one will write letter or respond to me. 10/4/18 - No referral for therapy, no payment from cigna, no payroll from work 10/9/18 - Must respond to Appeal Denial Letter by this date Entire month of September doctors have sent me back and forth pointing the finger at each other as to who is carrying for me and who should write the note to work and cigna. So now i'm stuck in limbo and don't know what to do and whom to ask. It is now November 9th and still no response from Cigna, doctors or employer in regards to my status. I have lost my valuables, career and health insurance due to no finances and lack of medical figure cooperation. What is there to do?....5 months and counting. By the grace of God....I'm still here.
I was recently diagnosed with Vestibular Migraines by the neurologist. Some years ago I was diagnosed with vertigo by my PCP. I kept getting headaches at work but ignored them as usual. I fell at work in front of a Sr. Manager when I was standing in place dizzy. I have been denied twice by Cigna Insurance for benefits. I have not received any paymemts from Cigna at all. The doctors and Cigna are going back and forth delaying time for me to return back to work. Not giving me s clear and concise answer. Not to mention they will not write me back to work nor write me an extension to stay out of work, this I do not underatand. I have been to all the doctors appointments and have submitted every piece of information Cigna has asked for. Now they are asking me to undergo a physical therapy evaluation for Occupational Therapy Evaluation. I had two done which I had struggled to complete. The third evaluation was done and completed as much as I can before passing out. The first two evaluations weren't enough information to submit to Cigna which could not diagnosed me and to return to the PCP who will send another referral for the evaluation. 10/1/18 - still no referral for evaluation. No payments from Cigna....no payments from work. History 6/16/18 - sick at work, doctor wrote me out of work until 9/8/18 7/11/18 - Short term disability benefits starts. 8/10/18 - Claim denied 8/10/18 - Appeal 8/13/18 - Appeal Rep Assigned 9/1/18 - Long term disability status 9/10/18 - Appeal denied 10/1/18 - Called PCP Office - No response...left multiple messages...no return call from doctors, nurses or office manager. No one will write letter or respond to me. 10/4/18 - No referral for therapy, no payment from cigna, no payroll from work 10/9/18 - Must respond to Appeal Denial Letter by this date Entire month of September doctors have sent me back and forth pointing the finger at each other as to who is carrying for me and who should write the note to work and cigna. So now i'm stuck in limbo and don't know what to do and whom to ask. It is now November 9th and still no response from Cigna, doctors or employer in regards to my status. I have lost my valuables, career and health insurance due to no finances and lack of medical figure cooperation. What is there to do?....5 months and counting. By the grace of God....I'm still here.
