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Non licensee Insurance Terms of Service & Legal

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tents

New member
#1
What is the name of your state?
Wyoming

I run a website that makes money from insurance referalls as a non licensee to a licensed agency/broker. I take the maximum amount I can for each state and charge the insurance agency/broker. I noticed that most licensed online insurance brokers do not have a terms of service. I assume its because they don't want to have a binding legal contract with each user. I'm now contemplating scraping my terms of service, how can I supplement the terms of service for other legal protection in my website against being sued in the future.
 


Just Blue

Senior Member
#2
What is the name of your state?
Wyoming

I run a website that makes money from insurance referalls as a non licensee to a licensed agency/broker. I take the maximum amount I can for each state and charge the insurance agency/broker. I noticed that most licensed online insurance brokers do not have a terms of service. I assume its because they don't want to have a binding legal contract with each user. I'm now contemplating scraping my terms of service, how can I supplement the terms of service for other legal protection in my website against being sued in the future.
Consult with an Attorney.
 

Taxing Matters

Overtaxed Member
#3
What is the name of your state?
Wyoming

I run a website that makes money from insurance referalls as a non licensee to a licensed agency/broker. I take the maximum amount I can for each state and charge the insurance agency/broker. I noticed that most licensed online insurance brokers do not have a terms of service. I assume its because they don't want to have a binding legal contract with each user.
Simply not including a TOS does not prevent assertion of contract claims. So whatever the reason they do not use a TOS, this reason is not likely it. Rather, it may be that the applicable state insurance rules require that the insurance brokers do somethinge else.
 
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