NY state starting new auto insurance brokerage need a help getting a waiver or Release Of Liability

[1qaz9106]

What is the name of your state?New york

Good evening,

I am planning to start my own insurance brokerage in New York, and I have a question regarding whether I am permitted to assist individuals who are not my clients. Specifically, I wish to provide help to those who speak English as a second language with their insurance claims, by translating, making follow-up calls, and assisting them in understanding the next steps. My aim is to offer this service as a way to convert them into potential future customers.

However, I am concerned about potential liability issues that may arise from offering such services. I would like to know if there is a waiver or release of liability form that I could use to protect myself in case of any issues that may arise.

Thank you for your advice and guidance on this matter.

 

[doucar]

E & O Insurance is the best way to protect yourself. Even if you have a signed waiver that stands scrutiny, it will be thousands of dollars later you have paid to your attorney to find that out.

 

[adjusterjack]

I am planning to start my own insurance brokerage in New York, and I have a question regarding whether I am permitted to assist individuals who are not my clients. Specifically, I wish to provide help to those who speak English as a second language with their insurance claims, by translating, making follow-up calls, and assisting them in understanding the next steps. My aim is to offer this service as a way to convert them into potential future customers.

You are likely to need a public adjuster's license in NY.

Licensing Application: Adjuster Independent or Public | Department of Financial Services (ny.gov)