R
royals1969
Guest
I work in new jersey but live in new york (not sure if work state versus resident state are revalant). I need some advice. Through my employer, I paid into a group ltd insurance plan for 15 years. I am collecting a monthly benefit from this policy for the past 8 months. I have had 2 major surgeries on my lower back, and I will not likely return to work. The insurance policy says i will be paid 60% of my salary until i reach the age of 65 ( I am in my mid 40's). I have now also applied for SS disability benefits as instructed to by the insurance company. INS Co. want to offset my monthly benefit by the monthly social security disability benefit i will soon be receiving. They say this information is in the policy that my company purchased.
Can they do this legaly ? And can i fight it, I am a 43 year old married male with 3 children. I am in financial hardship and not making ends meet from month to month. The social security disability money would certainly help me financially if I was able to keep it without the insurance company reducing my monthly benefit. What can I do? Royals
Can they do this legaly ? And can i fight it, I am a 43 year old married male with 3 children. I am in financial hardship and not making ends meet from month to month. The social security disability money would certainly help me financially if I was able to keep it without the insurance company reducing my monthly benefit. What can I do? Royals