Old Default Judgement

[old_judgement]

What is the name of your state? TN

A few years ago I had a default judgement issued against me for breach of contract - I was young and stupid and never bothered to respond. The amount they ggot the judgement for was incorrect. Can I dispute this now? I haven't heard anything from them since they got the judgement so should I just keep quiet. Most importantly, last year my fiance (now my wife) and I purchased a house. Both our names are on the title, but just hers is on the mortgage. Can they attach a lien to the house, and if so do they have to notify or is it automatically attached because of the judgement? Thanks!

 

[JETX]

Can I dispute this now?

No. The time to challenge the claim was in court.

I haven't heard anything from them since they got the judgement so should I just keep quiet.

Your choice... but why kick stones?? All you'll get is a bruised toe!!

Most importantly, last year my fiance (now my wife) and I purchased a house. Both our names are on the title, but just hers is on the mortgage. Can they attach a lien to the house, and if so do they have to notify or is it automatically attached because of the judgement?

Since the house is in your name, they can record a lien against it.

 

[old_judgement]

So would a lien happen automatically, or do they still have to get one. If they do need to go to court to get this will we be warned?

 

[JETX]

So would a lien happen automatically, or do they still have to get one.

Some courts/states apply the lien automatically, some the judgment creditor has to record the lien. Contact your local court and ask.

If they do need to go to court to get this will we be warned?

Probably not. There is no statutory requirement to notify the owner of the lien being placed.