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Opening a joint brokerage account with bad credit/tax debt?

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tcpoliti

Junior Member
What is the name of your state? GA

My brother and I are considering opening a joint account at an online discount brokerage. Neither of us have impeccable credit, but I have tax debts that I'm slowly paying off from several years in the 90s.

Would this new account be at risk of seizure by the IRS, or will the joint nature of the account shield the funds in the account from such action?

I was thinking that it might be better and safer to form a corporation to shield both of us from any personal liabilities we bring to the effort. If we go the corporation route, which type of corporation should we form: C-Corp, S-Corp, LLC, LL-partnership?

We're only talking about small time stock investments, nothing more than a couple thousand dollars all total in the account. Therefore it would not seem logical to form a corporation because the expenses involved would approach the maximum funds we're putting toward investments.

Any advice would be appreciated, on both issues above.
 



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