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Options & Complications

  • Thread starter Thread starter kmg2819
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kmg2819

Guest
I co-own a duplex unit in Philadelphia with my wife's brother. We have come to the point where we are looking to move on, and have to look at options with the house.

As I see it, we can either sell it, or rent out. I'm not that fond of the idea of becoming a landlord. The other option is to sell it. But here is a problem. I do not know if the co-owner is at the point of looking to sell. Even if he is, there are issues with the property/neighborhood that would mean we would most likely sell at a loss vs. our purchase price of 6 years ago. (The neighborhood is in transition demographically, and the property sustained some damage from a water main break and flood that has resulted in some settling).

Is it possible to sell my 1/2 or interest in the property? What options might I look at with prospective buyers, knowing I have this mortgage over the head and a diminished property value? Assumable mortgages (is that an option)??

Sorry for the length of this post, but I've been racking my brain for a almost 2 months on dealing with this and could use some input!
 


HomeGuru

Senior Member
You can't force the other owner to sell unless you get a court order.
You can sell your interest in the property but who would buy it?
If you do sell, the mortgage must be refinanced if not assumable by the Buyer.
 

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