Oral Contract/Car Reported Stolen/Car Repossessed

[carlybeauty]

What is the name of your state (only U.S. law)? MD
IN OCTOBER OF 2016 I BEGAN PURCHASING A CAR FROM MY EX BRO IN LAW THAT STILL HAS A LIEN ON IT. MY PAYMENTS WERE $400/MO I TOOK POSSESSION OF THE CAR AT THE END OF OCTOBER. HE TOOK ME TO THE CREDIT UNION AND HAD MY NAME PUT ON THE PAPAERWORK FOR THE CAR WE NEVER WENT TO THE MVA AND DID ANYTHING SO TAGS TITLE AND REGISTRATION ARE STILL ON HIS NAME HE ALSO HAD ME ADDED TO HIS INSURANCE! ALL WE HAD WAS A VERBAL AGREEMENT AND ALOT OF CORRESPONDENCE VIA TEXT. MY PAYMENT WAA DUE THE END OF EVERY MONTH. I FELL BEHIND 1 PAYMENT AND $160 SO I OWED HIM $560 LAST MONTH JULY 17 HE ACCEPTED $300 FROM ME FAST FORWARD THIS MONTH BEFORE THE END OF THE MONTH HE INFORMED ME THAT HE WANTED NO MONIES HE WANTED THE CAR BACK. HE THAN CALLED POLICE REPORTED CAR STOLEN AND HAD ME DETAINED, HANDCUFFED BY POLICE I EVEN PRESENTED PAPERWORK TO THE POLICE TO WHICH THEY SAY OT DOESNT MATTER BECAUSE HE IS ON THE TITLE AND REGISTRATION. AND HE ELECTED NOT TO HAVE ME ARRESTED!! THE POLICE MADE ME GIVE HIM THE KEY TO THE CAR AND HE CAME AND GOT IT. I'VE PAID $3100 INTO THE CAR PLUS REPAIRS THE AGREEMENT WAS I WAS TO PAY IT OFF AND IT WOULD BE MINE. HE BREACHED THAT CONTRACT? WASN'T THAT A FALSE REPORT? WHAT ARE MY RIGHTS? CAN I GET MY MONEY BACK FROM HIM? PLEASE HELP!!!

 

[Just Blue]

What is the name of your state (only U.S. law)? MD
IN OCTOBER OF 2016 I BEGAN PURCHASING A CAR FROM MY EX BRO IN LAW THAT STILL HAS A LIEN ON IT. MY PAYMENTS WERE $400/MO I TOOK POSSESSION OF THE CAR AT THE END OF OCTOBER. HE TOOK ME TO THE CREDIT UNION AND HAD MY NAME PUT ON THE PAPAERWORK FOR THE CAR WE NEVER WENT TO THE MVA AND DID ANYTHING SO TAGS TITLE AND REGISTRATION ARE STILL ON HIS NAME HE ALSO HAD ME ADDED TO HIS INSURANCE! ALL WE HAD WAS A VERBAL AGREEMENT AND ALOT OF CORRESPONDENCE VIA TEXT. MY PAYMENT WAA DUE THE END OF EVERY MONTH. I FELL BEHIND 1 PAYMENT AND $160 SO I OWED HIM $560 LAST MONTH JULY 17 HE ACCEPTED $300 FROM ME FAST FORWARD THIS MONTH BEFORE THE END OF THE MONTH HE INFORMED ME THAT HE WANTED NO MONIES HE WANTED THE CAR BACK. HE THAN CALLED POLICE REPORTED CAR STOLEN AND HAD ME DETAINED, HANDCUFFED BY POLICE I EVEN PRESENTED PAPERWORK TO THE POLICE TO WHICH THEY SAY OT DOESNT MATTER BECAUSE HE IS ON THE TITLE AND REGISTRATION. AND HE ELECTED NOT TO HAVE ME ARRESTED!! THE POLICE MADE ME GIVE HIM THE KEY TO THE CAR AND HE CAME AND GOT IT. I'VE PAID $3100 INTO THE CAR PLUS REPAIRS THE AGREEMENT WAS I WAS TO PAY IT OFF AND IT WOULD BE MINE. HE BREACHED THAT CONTRACT? WASN'T THAT A FALSE REPORT? WHAT ARE MY RIGHTS? CAN I GET MY MONEY BACK FROM HIM? PLEASE HELP!!!

Posting in all caps is considered yelling on the internet. We don't care to b yelled at. You are the one to breach your contract by paying late. No you can not get your money back...But you can try to sue for some of it back. Doubt you will win...but it can't hurt to try.

 

[carlybeauty]

didn't mean to yell. but doesn't he have to give me proper notice? he gave me 4 days notice!!!

 

[adjusterjack]

WHAT ARE MY RIGHTS?

As a practical matter, you don't have any.

You gave them up the minute you got into this ridiculous arrangement.

It was guaranteed to blow up in your face from the getgo.

 

[not2cleverRed]

Repossessing the car is one thing.

Reporting it stolen to the police and having you arrested is another.

He should have taken you to court and sued for the $ owed or return of the car. You are correct that it's a civil matter, not a criminal matter.

So, on to the "false report". Did I read corrected that you were *not* arrested or charged? Otherwise, please explain what you believe your monetary damages (court/legal) to be.