overdraft deft collector

[jzelaya]

Nevada
If I had an overdraft debt in 2008 for $230, it is now 2018 and a debt collection firm is threatening to sue unless I pay $1,700 today. Can they sue me in the state of Nevada for this?

 

[adjusterjack]

Yes, they can sue you, but they wouldn't be successful (assuming you defaulted in 2008 and not later). You would raise the Statute of Limitations as a defense (6 years). Next time you talk to them remind them that the Statute of Limitations is 6 years. Then hang up and stop talking to them.