I live in florida. My grandmother transfered mortgage ownership she was holding to her three daughters before death. No probate for estate. Will had survivorship for whatever sisters survive. Mom had 1/3 ownership until she died 2 years ago, her children recived the yearly payment for one year. The house occupants sold the house and the two remaining sisters took the proceeds stating that we had no right to it. If the property is transfered before death does the will (remember it didn't go through probate) have any effect? Can the survivorship be inovked?