Maryland
I enrolled during the first 30 days of employment for the life insurance policy provided by my work, without needing a medical exam. The company that handles my company benefits has been deducting premiums from my account since December 1.
I called a few days ago asking about increasing the amount. The benefit company forwarded me to the life insurance company. They told me they had no record of a policy in my name.
Apparently the life insurnace policy is claiming they never rec'd the application, even though my company says they sent it. The problem is that there is no tracable way to prove this.
I'm being told I'm just SOL, and I would now have to reapply, but could now be turned down, or have higher rates. I have medical problems, so I'm pretty sure I would be turned down.
Does anyone know of any path I can take here? If I had never contacted the life insurance company, I would have assumed I was covered, since it is being taken out of my paycheck. I just can't believe I just have to take this. HELP!What is the name of your state?
I enrolled during the first 30 days of employment for the life insurance policy provided by my work, without needing a medical exam. The company that handles my company benefits has been deducting premiums from my account since December 1.
I called a few days ago asking about increasing the amount. The benefit company forwarded me to the life insurance company. They told me they had no record of a policy in my name.
Apparently the life insurnace policy is claiming they never rec'd the application, even though my company says they sent it. The problem is that there is no tracable way to prove this.
I'm being told I'm just SOL, and I would now have to reapply, but could now be turned down, or have higher rates. I have medical problems, so I'm pretty sure I would be turned down.
Does anyone know of any path I can take here? If I had never contacted the life insurance company, I would have assumed I was covered, since it is being taken out of my paycheck. I just can't believe I just have to take this. HELP!What is the name of your state?