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Partial liability for accident

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Starz1632002

Junior Member
What is the name of your state (only U.S. law)? California

My husband was involved in an accident back in September 2013. He was driving home from work at 330 am on the freeway, it was still dark out with not very many vehicles on the road. There was an accident that had occurred moments before and he was the first car to approach the accident. Both vehicles in the accident did not have any lights on so once my husband got closer it wasn't until he saw them with his headlights that he slammed on his brakes. His car then hydroplaned on antifreeze & oil causing his car to continue to slide and he hit one of the vehicles. One of the drivers (the one he did not hit) died at the scene, people are assuming he was under the influence (witnesses say he was swerving, speeding and almost hit other cars prior to accident but I need to confirm this with police report). Anyway the deceased drivers' insurance contacted me and is saying they are only taking 20% of the liability and seem to be blaming everyone for the accident EXCEPT their driver. They are saying the that other vehicle (my husband hit) which was driven by an older woman "shouldn't have been driving that late my herself" and "she should have seen our driver and swerved to avoid impact" "We think the impact she caused killed our driver". This poor lady was hit by the male driver how is she at fault?! And who is this guy to make sexist remarks that because she is a woman she shouldn't be on the road that late. Regardless, the insurance company is saying that if my husband was driving at a safe rate (which he was) he could have had enough time to stop and avoid the accident. From what I was told the accident was pretty bad and pieces of the cars and fluid were scattered everywhere. My husband stopped in time to avoid colliding but couldn't see the fluids on the ground which caused him to continue to slide. I think it is absurd that the insurance company is only taking 20% of the liability. Do we have a case? What is the next course of action if I do not agree with their settlement offer? The damages are not that much maybe $3,500 for car, medical bills, and loss wages so I don't know if it is worth going to court for. Thank you in advance.
 


Zigner

Senior Member, Non-Attorney
And who is this guy to make sexist remarks that because she is a woman she shouldn't be on the road that late.
It isn't the gender at play here, it's the age.
Regardless, the insurance company is saying that if my husband was driving at a safe rate (which he was) he could have had enough time to stop and avoid the accident.
They are correct. He should have been driving at a speed that would have allowed him to stop in time to avoid the collision.
My husband stopped in time to avoid colliding but couldn't see the fluids on the ground which caused him to continue to slide.
If he was "stopped in time" there there is no sliding that would continue.
What is the next course of action if I do not agree with their settlement offer? The damages are not that much maybe $3,500 for car, medical bills, and loss wages so I don't know if it is worth going to court for. Thank you in advance.

Have you filed a claim with your insurance company? (I bet you only had liability, huh?)
YOU have no case at all. Your husband would be the only one in a position to sue.* This is a small claims matter. It doesn't cost much to sue, but it doesn't sound good to me.

*The only thing you might have standing to sue for would be the damage to the vehicle, and that's assuming you are on the title too.
 

ecmst12

Senior Member
Your husband lost control of his vehicle and hit a stationary object. There is no way that he won't be found at fault for that. 20% is a gift.

The accident that had occurred before he got there and the deceased person that he did not hit (thankfully for him) have nothing to do with him or the accident that he caused.
 

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