PASSENGER IN CAR ACCIDENT

[traceface]

I was involved in a two car accident in the state of Virginia. Another car pulled out in front of us and we hit them broadside. The other car's insurance has assumed full liability. But the problem is that the driver of my car says that their insurance is only responsible for settleing with her. My question is who is liable for my injuries,lost wages,etc... I have absolutely no idea how any of this works so any information would be cosidered most helpful.

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by traceface:
I was involved in a two car accident in the state of Virginia. Another car pulled out in front of us and we hit them broadside. The other car's insurance has assumed full liability. But the problem is that the driver of my car says that their insurance is only responsible for settleing with her. My question is who is liable for my injuries,lost wages,etc... I have absolutely no idea how any of this works so any information would be cosidered most helpful.<HR></BLOCKQUOTE>

My response:

Should it become necessary to bring a lawsuit, then your causes of action would be against the driver of the car you were riding in as a passenger, and the other driver. If you fail to name both drivers, the other driver could somehow prove, in court, that it was your driver's fault; thereby losing against the other driver, and losing against your driver because you never named them in a lawsuit. Oh, and your driver is giving you a load of bunk. All insurance policies for automobiles have "liability" coverage, of which third parties, like yourself, can claim against if your driver was at fault.

Good luck.

IAAL



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By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."

 

[traceface]

Okay perhaps I'm a little dense whenit comes to things of this nature. But my question is who responsible for my medical bills,lost wages etc.... The other car's insurance or the insurance of my driver????? The other car's insurancee has assumed full liability. Does this include me???

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by traceface:
Okay perhaps I'm a little dense whenit comes to things of this nature. But my question is who responsible for my medical bills,lost wages etc.... The other car's insurance or the insurance of my driver????? The other car's insurancee has assumed full liability. Does this include me???<HR></BLOCKQUOTE>

My response:

Yes, they are . . . until they start "sandbagging" you after "they feel" you don't need your medical treatments anymore. They may have accepted liability, but since they're the one's paying the bills, THEY will tell you WHEN you're "well", and will cut off any more medical payments. That's when the fun begins.

You really should seek legal assistance in this matter because of the potential convoluted nature of the liability issues. Who's to say that your driver is not at least 1% at fault? If you don't name your driver in an upcoming lawsuit, you'll have an "empty chair" being pointed at by the other driver's attorney saying, "It was the Plaintiff's driver's fault, ladies and gentlemen of the jury. But the plaintiff never named that driver." Jury believes the attorney, and everyone points to that empty chair, and the jury says, "Plaintiff takes nothing."

IAAL


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By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."

 

[The Legal Shoppe]

Traceface:

Virginia is a no-fault state. You have a claim to the liability insurance company for the party that caused the accident. You also have a claim for PIP or medical payments coverage under the policy on the vehicle in which you were a passenger. You may also have a claim for medical payments coverage under your own auto policy.

Don't let the insurance companies bully you.