shad0wburn3r
Junior Member
What is the name of your state (only U.S. law)? OHIO
Hi there, I wanted to see if i could get some advice on a situation that i am in. In september I had a payday advance loan that came due. I have this payday loan for over a year and never had any problems paying it back.. never. In the begining of september i was taken off of work for a 90 day medical leave due to being diagnosed with cancer. I had surgery on the 24th of september and was in the hospital for 5 days, when i came home I was unable to return to work until recently, all my bills got behind, my phone got shut off, so i pretty much lost contact with everyone. BUT i did stay in contact with the cash advance place and kept them up to date, and I told them today when i spoke with them, how I had just started work back and i planned on making a payment towards paying off my debt at the begining of december. That wasn't good enough for them, he was really rude, which I understand he is a debt collector, but he said a payment is due by friday or he's handing my account over to a legal agencie, my first paycheck that im to get on the 1st of december, is taking a while because the whole "hold a check back" thing. Now my questions is, does anyone know what to expect from something like this if i am taken to court? what my options are? I never at one time expected not to pay them back, i know its my debt and i planned on making payments to get it paid. This wasn't something that I did on purpose, medical reasons held me back from working. ?
Any help is appreciated.
Hi there, I wanted to see if i could get some advice on a situation that i am in. In september I had a payday advance loan that came due. I have this payday loan for over a year and never had any problems paying it back.. never. In the begining of september i was taken off of work for a 90 day medical leave due to being diagnosed with cancer. I had surgery on the 24th of september and was in the hospital for 5 days, when i came home I was unable to return to work until recently, all my bills got behind, my phone got shut off, so i pretty much lost contact with everyone. BUT i did stay in contact with the cash advance place and kept them up to date, and I told them today when i spoke with them, how I had just started work back and i planned on making a payment towards paying off my debt at the begining of december. That wasn't good enough for them, he was really rude, which I understand he is a debt collector, but he said a payment is due by friday or he's handing my account over to a legal agencie, my first paycheck that im to get on the 1st of december, is taking a while because the whole "hold a check back" thing. Now my questions is, does anyone know what to expect from something like this if i am taken to court? what my options are? I never at one time expected not to pay them back, i know its my debt and i planned on making payments to get it paid. This wasn't something that I did on purpose, medical reasons held me back from working. ?
Any help is appreciated.