kc0226 said:
Trying to pay difference of an insurance claim for work done on a boat in NJ State by a dealer who accepts credit cards and refuses to accept mine as payment. Will not release unless they receive a bank check. Can they require this of me if it is a part of their regular business practice for them to take credit as payment? Please advise.
My response:
A credit card is not "legal tender" - - it is merely one of many "convenient" ways of paying a debt. All because they accept credit cards for payment of debts, doesn't mean that they are compelled by law to do so.
Apparently, something more has occurred between you and them to give them the impression that if they accept your credit card payment, and they give you the boat, you'll dispute the payment with your credit card company.
As a merchant, they can demand any form of payment they want. If they demand "cash", that's their right. If they demand payment by way of chickens, or oranges, or gold bullion, that's their right.
Obviously, they don't wish to take this chance with you, and are now requiring "secured" payment in the form of a cashier's check.
IAAL
[Edited by I AM ALWAYS LIABLE on 05-27-2001 at 02:50 PM]
