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Paypal Help

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thetoothless1

Junior Member
What is the name of your state (only U.S. law)?
I am in the state of Ohio

My situation is very strange. I have had two charges made on my account without my permission. One charge was for around $340 and a second was $400 even. My account was was under investigation by paypal for the charge for the first however not for the second. I called paypal and told them that I was not authorizing either charge. Paypal than told me that they would investigate both transactions. The first transaction was found to be an act of fruad according to Paypal around 3 days later. The investigation continued for the $400 dollar transaction. Once the investigation was over Paypal told me that the transaction was authorized even though I told them I had not used my account for that activity and that they paid the seller the money and I was left with a negative bank account. I went to my bank and got my account back from being a negative mess however I still do not have all my money. On top of that Paypal is telling me I owe them close to $400 since I did not have the money to pay this seller. I contacted Paypal again to try and get infromation on the seller and why this transaction of $400 was not an act of fruad. Paypal would not give me any information that involved the investigation and they only gave me the seller's email address. I am not sure what it is I am able to do. My money was stolen from me and now need help and advice.
 


JustAPal00

Senior Member
Where were the items shipped? Was there delivery confirmation? Maybe someone in your house or a neighbor got a hold of your account information.
 

WuLabsWuTecH

Junior Member
What was the transaction suppossedly for? Goods? Services?

Also, let this be a lesson to you not to link yuor bank account directly to your paypal account. Most banks understand this now that they will either let you open an account long enough for paypal to verify account ownership, and then close the account (useful onyl if you pay with paypal and do not ever want to withdraw money) or allow you to have a free "empty" bank account in which after you transfer the money into the linked paypal account, you transfer it out to your "real" account right away. That way, when paypal tried to reach its hands into your bank account, they come up empty!
 

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