J
Jerbee99
Guest
What is the name of your state? Louisiana
As advised, I'll try to keep this to 1-2 concise paragraphs instead of writing a whole book.
About 8 months ago, I sold a laptop and the buyer paid 2900 with PayPal. I mailed it out to him, and thought everything was good. Next thing I know, he reverses payment and I'm left in the red. I'd already taken the money out of my PP account, so I didn't really care that much - of course I dispute it and send PP the delivery confirmation number showing I sent the package. They told me that it a delivery conf. # wasn't a valid tracking number, and they would still hold me responsible for the 2900. Well, 6 months go by, and I recieve a letter from a collection agency in the mail informing me that I now owe them the full amount. I wrote back a letter telling them the story, adding in the fact that I still have copies of receipts of mailing and purchase (of the laptop), also that my father is a local attorney and if need be will act as my legal defense in the matter, and that I'm a 21 year old FT student. Also, that I'm ready to go to small claims court with them over the whole fiasco.
It's been 2 months since that first letter, and I haven't gotten another one. Do collection agencies usually take this long to respond? Have they figured that they'll just count their losses, or are they making their way through the system, arranging a court date? Obviously, none of you can know for sure, but based on past experience?...
Advice is greatly appreciated.
As advised, I'll try to keep this to 1-2 concise paragraphs instead of writing a whole book.
About 8 months ago, I sold a laptop and the buyer paid 2900 with PayPal. I mailed it out to him, and thought everything was good. Next thing I know, he reverses payment and I'm left in the red. I'd already taken the money out of my PP account, so I didn't really care that much - of course I dispute it and send PP the delivery confirmation number showing I sent the package. They told me that it a delivery conf. # wasn't a valid tracking number, and they would still hold me responsible for the 2900. Well, 6 months go by, and I recieve a letter from a collection agency in the mail informing me that I now owe them the full amount. I wrote back a letter telling them the story, adding in the fact that I still have copies of receipts of mailing and purchase (of the laptop), also that my father is a local attorney and if need be will act as my legal defense in the matter, and that I'm a 21 year old FT student. Also, that I'm ready to go to small claims court with them over the whole fiasco.
It's been 2 months since that first letter, and I haven't gotten another one. Do collection agencies usually take this long to respond? Have they figured that they'll just count their losses, or are they making their way through the system, arranging a court date? Obviously, none of you can know for sure, but based on past experience?...
Advice is greatly appreciated.