PEDESTRIAN

[CHERI]

I WAS DRIVING 40MPH AND HIT A PED. HE WAS VERY INTOXICATED SAYS THE CHP AND WALKED RIGHT OUT IN FRONT OF ME I COULD'NT EVEN SLAM THE BRAKE UNTIL I HIT HIM. I FEEL VERY SAD AND ANGRY- I WAS NOT AT FAULT SAYS THE CHP AND YET I HAVE TO PAY MY OWN DEDUCTIBLE, MY INSURANCE IS PAYING FOR ALL THE DAMAGES TO MY 4-RUNNER, BUT I AM SURE MY RATES WILL BE INCREASED. AND I HAVE MUSCLE SPASMS AND HEADACHES ALL DAY LONG NOW- HALF FROM THE STRESS AND HALF FROM THE ACCIDENT. I HAVE TO EVEN PAY MY OWN INSURANCE BECAUSE I DID NOT HAVE MEDPAY. HOW IS THIS FAIR??? BY THE WAY HE WAS RELEASED FROM THE HOSPITAL AFTER TWO DAYS. NOW, IM SURE HE'S GONNA TRY TO SUE ME FOR SOMETHING. WHAT CAN I DO LEAGALLY, PHYSICALLY AND/OR EMOTIONALLY?

 

[peter]

Read about 2 lines down TIA and her hitting a pedestrian.

YOU will be sued, and YOUR rates will go up if you sign and settle anything.

YOU must stand up and demand your insurance comapny NOT PAY for Insurance Fraud!

Because you are NOT obligated to sign anything if you think its fraudulant.

If your insurance company wishes to pay...LET THEM ON THEIR DIME...get it in writing that you are gaurenteed renewals at the same rate you are paying now, and that paying the claim will not raise you rates...

IF they balk, and they will, threaten to report them to your state insurance commisioner, saying your insuance co.wants me to sign for a fraudulant payment, and then raise my rates......you will get action fast!