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Junior Member
What is the name of your state? Massachusetts

Hi. My girlfriend got in a car accident, and submitted claims for an ambulance ride ($650) to her insurance's personal injury protection. The car insurance did a computer calculation, finding that $450 was the maximum reasonable cost for the ambulance ride and only paid that much. They also said that, under Massachusetts law, because $450 was the maximum reasonable amount due, my girlfriend was not responsable for the $200 difference.

The ambulance company is now going after her, saying she is responsable for the $200 difference, and that they are not constrained by the aforementioned law because they are an independent company--they are also threatening to send the bill to a collection agency.

Any advice on what we should do, and whether the insurance or ambulance company is correct in whether we are responseable for the $200? Thanks.

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