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Personal property tax being assessed on a already existing vehicle lease

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M

momof3boys

Guest
we leased a 1999 ford f-150 pickup in the state of virginia in june of 1999 after our lease was up on 1997 ford pickup. one of the advantages to leasing was that there was no personal property tax assessed on the vehicle. last month the bank that holds the lease on the 1999 vehicle added an additional $383 charge to our statement. when i called for an explanation they explained this charge was for personal property charges that they had paid for us because the state of virginia has just recently passed a law to tax all leased vehicles. my questions are: can they back up and apply this tax to a lease that was free of taxes when it was created? does the bank have the authority to make a financial transaction such as this on my behalf without notifiying me first?
 



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