J
jalisa
Guest
I live in Virginia, my husband and I have been seperated since Jan 31.
Well the car my stbx has that is jointly owned is going to be oficially repo'd in 5 days. Today I am wiring the loan people 180 to put a stay on the repo.
My family said they would step in and help me. To pay it off, I would have to pay about 2 grand more than the car is even worth. But that is the loan we signed.
My husband had called me last week about it and asked what I wanted to do about it. Then my family hadn't offered the help, and since I had recieved no financial help from him for the three kids since he left, I said I couldn't do anything. I have already been paying the car insurance for it since he left.
Then yesterday I told him I would take it, he said fine. I said he would have to sign over the rights to the car first. He said fine.
Today he said no even though I told him he could have a few weeks to get another car or take mine(an old junker). He said he would rather have the car repossessed.
I can't afford to have it repossessed. I have a security clearance job, and repossessions are a NO NO. Not to mention the damage to credit. Does anyone know what would happen if I just go and take the car myself to avoid the repossession and then payoff the loan to avoid the chances of this happening again? Can he just come back and take it from me after my family puts out 8 grand? I would let him keep the car if I knew he would pay for it, but obviously he won't.
By the way I think the reason he changed his mind is because we went to court this morning and he was ordered to pay child support and arrears so he owes me quite a bit. And in court today he said the car wasn't getting repossessed only to get home and find out he lied.
Well the car my stbx has that is jointly owned is going to be oficially repo'd in 5 days. Today I am wiring the loan people 180 to put a stay on the repo.
My family said they would step in and help me. To pay it off, I would have to pay about 2 grand more than the car is even worth. But that is the loan we signed.
My husband had called me last week about it and asked what I wanted to do about it. Then my family hadn't offered the help, and since I had recieved no financial help from him for the three kids since he left, I said I couldn't do anything. I have already been paying the car insurance for it since he left.
Then yesterday I told him I would take it, he said fine. I said he would have to sign over the rights to the car first. He said fine.
Today he said no even though I told him he could have a few weeks to get another car or take mine(an old junker). He said he would rather have the car repossessed.
I can't afford to have it repossessed. I have a security clearance job, and repossessions are a NO NO. Not to mention the damage to credit. Does anyone know what would happen if I just go and take the car myself to avoid the repossession and then payoff the loan to avoid the chances of this happening again? Can he just come back and take it from me after my family puts out 8 grand? I would let him keep the car if I knew he would pay for it, but obviously he won't.
By the way I think the reason he changed his mind is because we went to court this morning and he was ordered to pay child support and arrears so he owes me quite a bit. And in court today he said the car wasn't getting repossessed only to get home and find out he lied.