Please REPO my car

[LSharp]

My car was on a repo list for over a year and I avoided them for more then two years. (I moved) But now, I have bought a new car and want the other car repo'd, I sent them a letter where it was and for them to pick it up. That has been months ago, they have not taken it.

What can I do? I do not want the car, I can not sell it. Can I take it to a junk yard? I want it GONE! Help!

Located: Fresno, CA

 

[Ladynred]

How old is this car and what kind of shape is it in ?? They may not want it back, but you can't take it to a junk yard because you don't own the title.

Does the lender have an office/branch in your new area ??

 

[LSharp]

Its a 1996 Buick, in great shape. It was one of those business that your job is your credit. They did repo it at one time when I didn't have insurance on it. They had no problem taking it when they could find us. Now that I have told them where it is, they won't take it.

 

[MJaccard76]

Similar Situation

I have a 1997 Dodge Neon that is in my possession that technically belonged to my father but I made all the payments. This year, he filed a Ch. 7 that has already been discharged and I tried very hard to work with the company to get the car loan into my name but they wouldn't extend credit to me, so I went a purchased my own vehicle. Now, they are stating since the vehicle is in WI, and not FL where my father lives, they have no plans to come to repo it and basically they told me to do whatever I want with it. I advised that I can't do anything with it without the title and they stated I could buy the title from them, but to make an offer. I have no idea what to offer for the title and if I have the car and it was discharged w/ a bankruptcy, should I even have to pay anything for the title??

Any info would be helpful.

Melissa

 

[Ladynred]

Melissa, you've just hijacked this thread - but I'll answer part of your question - the debt was dischaged in your FATHER'S bankruptcy and they cannot collect from HIM - collecting from you is a whole different matter.

LSharp - does this lender have offices or branches in your new area ?? If so, take the car to their parking lot, leave it with a note and the keys and let THEM deal with it - technically its THEIR vehicle now.

 

[LSharp]

I know legally it is thier car.

But they are many miles away from me, since I moved. They are an independant dealer. No franchise.

The car is not licensed or insured anymore, can not drive it to them. Any more ideas?

Remember, I already told them where it was and they did not come and get it.

 

[Tired_of_trying]

Because I am evil.. donate it and get a tax write off.. heh heh heh

I do not know, but I DO know when my dad bought this 15 acres there was a car on it; I called Cashboys in Beaumont, and they came on the property and took it away, even though we held no title (original owner died to cancer, son lost land in foreclosure, my dad bought land and all on it, they took it)

Still, I would call them and say "Hey, can you please come get this thing, or get a credit report and see who they sold the loan to...

 

[JETX]

Because I am evil.. donate it and get a tax write off.. heh heh heh

Not only are you 'evil', but once again you are WRONG!!
No charity will touch the vehicle if the writer doesn't have a valid and clear title to it.

 

[Tired_of_trying]

Can you say Valium?

Not only are you 'evil', but once again you are WRONG!!
No charity will touch the vehicle if the writer doesn't have a valid and clear title to it.

Cos you obviously need them, lighten up Hon, it was a joke, a pun, something to make someone feel light in the heart and relieve some stress in their life... Obviously some folkjs here (aka the general public, whom you "attorney's are here to 'help' NEED!)

So, I implore you, gimme a break!

 

[MJaccard76]

Melissa, you've just hijacked this thread .

Ok I have no idea what that means, but since the word 'hijack' doesn't have very good connotations, I'll just be graceful and apologize for anything I may have done wrong. I just thought these were message boards where everyone can relate to each other and discuss similar situations. I didn't realize that only 1 person can ask a question per thread.

I've effectively learned my lesson.

M

 

[Ladynred]

Melissa,
Its not that it is one person per thread, its one ISSUE per thread, it cuts down on the confusion. Your issue, while similar to some degree, leads to a completely different question of your own. You can certainly contribute, but if you have a question of your own to ask, we ask that you create your own thread. That will get your issue noticed all on its own and you're more likely to get answers

Hope that clarifies it some

 

[Tired_of_trying]

I have a 1997 Dodge Neon that is in my possession that technically belonged to my father but I made all the payments. This year, he filed a Ch. 7 that has already been discharged and I tried very hard to work with the company to get the car loan into my name but they wouldn't extend credit to me, so I went a purchased my own vehicle. Now, they are stating since the vehicle is in WI, and not FL where my father lives, they have no plans to come to repo it and basically they told me to do whatever I want with it. I advised that I can't do anything with it without the title and they stated I could buy the title from them, but to make an offer. I have no idea what to offer for the title and if I have the car and it was discharged w/ a bankruptcy, should I even have to pay anything for the title??

Any info would be helpful.

Melissa

Yeah, BUT they told her to make an offer...

I would go to Kelly Blue Book AND NADA and find out what the lowest value on the car is, and offer them 50% of that, OBO and see wher e it goes. Heck, maybe then you can get the title and sell it for a profit...

 

[JETX]

Yeah, BUT they told her to make an offer...

I would go to Kelly Blue Book AND NADA and find out what the lowest value on the car is, and offer them 50% of that, OBO and see wher e it goes. Heck, maybe then you can get the title and sell it for a profit...

So, not only do you give wrong answers, by answering a 'thread hijack', you also don't respect the process of this forum and Ladynred's correct (and polite) request and explanation to NOT hijack threads.

Get your crap together or you will find your time here short... and not sweet.
Warning #1

 

[TiredandCranky1]

No charity will touch the vehicle if the writer doesn't have a valid and clear title to it.

Would it be possible for LSharp to file for a lost title? Not sure.
But a with filing a lost title I think a new title is sent for the car.

 

[JETX]

Would it be possible for LSharp to file for a lost title? Not sure.
But a with filing a lost title I think a new title is sent for the car.

Yes, the OP can do that, but the 'new title' will still show the lien.... and again, no charity will touch a vehice donation with a lien on it.... simply, they wouldn't be able to do anything with it without having to pay to clear the lien.

My son tried to donate his vehicle (blown engine). As todays kids do, he never changed the title from the sellers name. And though he had the clear title signed by the seller, a signed title transfer certificate, and a bill of sale from seller to him, they still wouldn't take the vehicle. They required a FREE title, no liens, in the name of the person making the donation.