What is the name of your state (only U.S. law)? Texas
I closed on my FHA loan in July 2014 and paid upfront MIP and also still pay monthly MIP. I pay my entire payment plus 20% extra to principal. My mortgage was sold to a servicer from the very beginning and the original lender is no linger in business. I found out that I do not have an FHA loan but a conventional loan, and now the servicer only wants to dicuss this in writing. I also found out that I am not the only borrower that this has happened to with this lender.
Do I have any legal recourse? If so, what kind of law practice should I look for?
I closed on my FHA loan in July 2014 and paid upfront MIP and also still pay monthly MIP. I pay my entire payment plus 20% extra to principal. My mortgage was sold to a servicer from the very beginning and the original lender is no linger in business. I found out that I do not have an FHA loan but a conventional loan, and now the servicer only wants to dicuss this in writing. I also found out that I am not the only borrower that this has happened to with this lender.
Do I have any legal recourse? If so, what kind of law practice should I look for?