property damage

[rozenblit]

What is the name of your state? I am in NJ.

My wife has got an accident. She drove throughout front glass wall of the barber shop, making damage to the shop. She was diriving the car which was registered on my name and Auto Insurance also on my name. I have $50K property damage liability. Chances are insurance claim will run more than $50K, are making us responsible for the differences.

Does anybody come across situation like this?
Do I need a Lawyer ?
If yes what kind of Lawyer?
Can they freeze my assets?
Can they go against further earnings?

Any information on this matter would be greatly appreciated.

 

[seniorjudge]

What is the name of your state? I am in NJ.

My wife has got an accident. She drove throughout front glass wall of the barber shop, making damage to the shop. She was diriving the car which was registered on my name and Auto Insurance also on my name. I have $50K property damage liability. Chances are insurance claim will run more than $50K, are making us responsible for the differences.

Does anybody come across situation like this?
Do I need a Lawyer ?
If yes what kind of Lawyer?
Can they freeze my assets?
Can they go against further earnings?

Any information on this matter would be greatly appreciated.

If the damage is more than what your insurance pays, then your WIFE may owe the difference.

 

[rozenblit]

is any way to avoid this?

 

[moburkes]

is any way to avoid this?

What reason would you possibly have to avoid this? You didn't buy enough insurance. So the business owners should lose because of this? I don't understand.

 

[rozenblit]

Is this legal advice?

 

[moburkes]

Is this legal advice?

Seniorjudge gave you legal advice. I am asking what your defense would be in order to get yourself out of this situation.

 

[rozenblit]

that what I asked?

 

[moburkes]

that what I asked?

So you're asking for a defense to not pay a bill that you owe (well, your wife, really)? Won't happen here.