Question

[bnkruptintexas]

What is the name of your state? TX

I filed Ch. 7 under the old laws and have a discharge date set for 1/3/06. I am a graduate student and I receive financial aid each semester, but by the time it gets to me, the semester has already begun and I need my books for that first week. I have always just gone to my local bank and taken out a 30 day loan to get my books and repaid it as soon as my financial aid arrived. My question is, how soon after the discharge am I permitted to do this? Do I have to wait until my case is officially closed or anything? How long after the discharge does it take for a case to be closed?

Thanks!

 

[bigun]

The closing depends on how efficent the trustee's office is.
Usually it's coled a few weeks after discharge.
Go ahead and get the loan for your books. This should cause no problem. It's not a luxury and you've an identified source of income to repay the loan.

 

[HomeGuru]

What is the name of your state? TX

I filed Ch. 7 under the old laws and have a discharge date set for 1/3/06. I am a graduate student and I receive financial aid each semester, but by the time it gets to me, the semester has already begun and I need my books for that first week. I have always just gone to my local bank and taken out a 30 day loan to get my books and repaid it as soon as my financial aid arrived. My question is, how soon after the discharge am I permitted to do this? Do I have to wait until my case is officially closed or anything? How long after the discharge does it take for a case to be closed?

Thanks!

**A: it is up to the bank. Talk to them and be prepared for the worst case scenario.

 

[zippysgoddess]

Have you ever just checked with your school about a small loan for the books? Most schools offer them, and then just take the money out of your financial aid before they send you your refunded portion.

 

[HomeGuru]

Have you ever just checked with your school about a small loan for the books? Most schools offer them, and then just take the money out of your financial aid before they send you your refunded portion.

**A: then there is that option of working a part time job to buy books.

 

[Who's Liable?]

**A: then there is that option of working a part time job to buy books.

What? That's ludicrous! A full blodded american getting a second job... sheesh...