Rear Ended - Two Seperate Accidents

[interactive]

What is the name of your state? Arizona

I was rear-ended after passing just through an intersection. Basically what happend is that I braked for the person in front of me who came to a complete stop (didn't touch them at all), and was hit by the person behind me (a truck), a person behind this truck then rear-ended the truck. Clearly I'm not at fault, and I do believe it was two seperate accidents as the person directly behind me hit me first and then I felt a second bump from the person all the way in the rear. Both companies have done estimates on my car (which is still driveable). I've given statements to both companies. There was a few days of debate between the two insurance companies as to who would handle what, but when it came down to it the insurance company of the person directly behind me decided (or whatever...) to take all responsibility for it.

To make it a bit more confusing, the car is owned by my employer, but is lent to me as a personal vehicle. During the time of the accident I was not "on the click" and was traveling for personal reasons. I'm seeking medical treatments, but now my question is, how do I proceed with this? Do I just do as the insurance company at fault wants for paperwork? Is there anything I should be careful of?

Thanks, any input is greatly appreciated.

 

[teflon_jones]

You should file a claim with your company's insurance company for the accident and let them handle it. Are you not allowed to use the vehicle for personal use at all?

 

[interactive]

You should file a claim with your company's insurance company for the accident and let them handle it. Are you not allowed to use the vehicle for personal use at all?

No no, actually, the vehicle is part of my compensation, so I'm allowed to drive wherever and whenever.

However, my employer doesn't really want me to file a claim with our own insurance company (even though the car has full coverage) as I was not cited.

 

[THE PRACTICE-29]

My response:

Since the vehicle doesn't belong to you, then let your employer make their own claim, against whomever they want, for their own property damages.

If you were injured, then seek the immediate assistance of a local personal injury attorney, and let the attorney and the insurance company battle it out. That's why we exist! Your job is to tend to your injuries and get better.

IAAL

 

[steveatx]

What's with the legitimate response?

 

[THE PRACTICE-29]

What's with the legitimate response?

My response:

I can't help it. I'm still an attorney.

IAAL