Refi During Separation TX

[jambalie]

My husband bought a house before we met. We are married currently, but have been separated for over a year. Now he wants to refinance his house, which does not carry my name on the deed and was purchased before our marriage. He is using a mortgage broker who also happens to be a "Divorce Planner" (though husband claims he has not contacted DP for divorce advice). I am being told I need to provide a lot of information, like my SSN and other credit info. Since he is a DP, I am naturally suspicious of the motives here, especially since none of this was mentioned 3 weeks ago when the process began and since everything I read says that property purchased prior to marriage does not fall under Community Property.

Should I have to sign any papers or provide any credit information in order for my husband to refinance his house, which does not fall under community property and of which he has sole ownership?

Please advise ASAP. Thanks!

 

[FlyingRon]

If it helps him I'd provide what ever information they want. Why not?
However, if they want to put your name on the actual note, I'd fight that tooth and nail.

 

[jambalie]

"Why not?"

I can think of several reasons "why not" and why it isn't in my best interest to just provide a Divorce Planner all kinds of information about myself. I am not interested in helping him, I am interested in protecting myself.

 

[FlyingRon]

And how does making his life miserable with no reason useful? If push comes to shove in the divorce proceedings they will compel you to provide the information.

 

[jambalie]

And how does making his life miserable with no reason useful? If push comes to shove in the divorce proceedings they will compel you to provide the information.

I said nothing about making his life miserable. I am trying not to get screwed over financially. We are not in divorce proceedings.

This is supposed to be a legal forum. If you cannot give me any information on the legality of the issue I asked about, please don't respond again.