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Refinancing a Mortgage

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Junior Member
What is the name of your state? Arizona. I recently signed papers to refinance my home, and the first time I went to sign the papers, they were incorrect, so I refused to sign. I was told it would be redone and called when they were ready. This time, when I was to sign, there was a difference in the cash out amount, but I was told it would be rectified after paying off my first mortgage, as they had overestimated the amount, to be safe. This was a matter of about $2000.00. Well, I was okay with that, as they explained it ahead of time, and I agreed. The final papers were signed, and the cash out amount was to be wired into my checking account. It was wired there today, and it is short by another $4,000.00, and I cannot get anyone there to call me back. It is in my account, but at this point I do not know what to do. I have the correct amount, minus the $2,000.00, on my Settlement Statement with them, and with the first mishap, I had the good faith agreement, signed. The three days to back out is gone, so is there something I can do now about this? I was given no explanation whatsoever concerning the deducted amount. Any ideas? I would appreciate any advice you can give. Thank you.


I'd be concerned that you have no proof of their agreement to pay you the other $2000, aside from the phone conversation.

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