Remarriage after Quick Claim Deed

[LenRie]

Remarriage after Quit Claim Deed

My husband and I divorced in 1996. I signed a quit claim deed at that time. We remarried two years later. He stayed in the house during that time. Is there something we need to do to revoke this quit claim deed? I am worried that if he passes away one of his grown children from a previous marriage may have claim to the house because of this quit claim deed. The children never lived in the house. What can I do to protect my future security in this home. We have mortgage insurance that will pay the house off in the event of his passing. I live in Oklahoma.

 

[I AM ALWAYS LIABLE]

My husband and I divorced in 1996. I signed a quick claim deed at that time. We remarried two years later. He stayed in the house during that time. Is there something we need to do to revoke this quick claim deed? I am worried that if he passes away one of his grown children from a previous marriage may have claim to the house because of this quick claim deed. The children never lived in the house. What can I do to protect my future security in this home. We have mortgage insurance that will pay the house off in the event of his passing. I live in Oklahoma.

My response:

First of all, it's called a "Quit Claim Deed".

Do you have any idea what that means ?

Do you know what it means to "quit" something, as in a job, or to stop doing something ?

The reason I bring this up is that you mentioned, "What can I do to protect my future security in this home." I've got a News Bulletin for you . . . you have no "security" or a security interest in the house anymore - - and that's because you "quit" your interest in the home when you signed the "Quit Claim Deed" . You "Quit" your claims to the house and property; i.e., you gave it up.

So, whatever happens to the house and property now, or in the future, is no business or concern of yours. You have no more "Say-So" as to what happens to that property.

It's over now, the Music of the Night !

IAAL

 

[LenRie]

Since we have remarried, shouldn't I have some type of claim to the house? Can he do some type of deed back into both of our names? There has to be something we can do to put me back onto the deed, now that we have remarried.

 

[I AM ALWAYS LIABLE]

My response:

Sure, he can add your name back onto the deed. But, until he does, you'll only have a small "equity" interest in the home due to your remarriage. You'll have full and equal equity rights when he puts your name on the deed again.

But, be aware, that as long as his name is the only name on the deed, he'll be the only one calling the shots. Right now, you have no say-so concerning what happens to the house - - especially if he dies while your name is not on the deed. Because of your marriage, you are nothing more than a "glorified renter".

If your State was a Community Property State, your situation would be completely different.

IAAL

 

[HomeGuru]

Hmmm, glorified renter, live-in lover, next wife same as before.......

 

[LenRie]

I apologize for assuming a posted Bulletin Board labeled "Free Advise" was what it was. I did not come here to be insulted, or ridiculed. I wanted information. Thank you for that "I AM ALWAYS LIABLE", the rest can take their rude and insulting comments and do what they will.