Renters Insurance

[Dirk Jackson]

What is the name of your state? NEW YORK

Today I got a $25,000 renters insurance policy from State Farm Insurance for my basement apartment. The agent did not have me sign any of the forms and said the insurance is effective immediately. I only was required to put down a 2 month fee deposit and my monthly premium is $16.00. I asked the agent if I was supposed to sign anything and she replied no it's not necessary. So I left with my copy of the policy. I feel that something isn't quite right. Am I right to feel this way? Dirk.

 

[epighany]

Yes you should be worried, I'm in Florida and I signed a form. I'd contact someone different at the same company and ask them what the procedure is.

 

[Dirk Jackson]

many thanks

Thank you Charleen. Dirk Jackson.

 

[tammy8]

Property insurance doesn't usually require legal signatures like auto policies do. Not unusal to get no signatures. You have a paid receipt AND a copy of the binder, right? You should receive a hard copy from SF in a couple of weeks.

 

[Dirk Jackson]

Thank You too Tammy. You both have been an enormous help. I found out yesterday that a law was passed a few years back that doesn't require signatures on policy applications. As you said what is valid is the policy once recieved in the mail. I found out this info by calling other agents. Thanks again. Dirk.