Michigan - I Had my car repossessed. I paid all of the past due bills and fees. My finance company has sent the release to the company holding the vehicle. The company that took my car, is dragging their feet to return it to me. At this point I'm afraid something has happened to it. At what point can I report it as stolen? I have made several attempts to contact them, and they always seem to have some shady excuse on why I can't set up an appointment to come get it.