Responsible for Mother's Debt?

[Youngest Child]

YOUR STATE NAME - YOUR STATE NAME - Louisiana
When my mother applied for a couple of credit cards she requested that a card be sent to me also. I was NOT listed as a guarantor nor was my income included in repayment of debt. However, my credit report has her balances listed and shows me as a joint holder. I have never used them and don't even have the cards anymore as they were intended only if I needed to get something for her in an emergency. Is there any way I can get my name removed and these taken off of my credit report? I could really use some advice as I am in the process of paying off a lot of my own accounts and cleaning up my credit. Thank you in advance.

 

[TxStep]

You can probably get the accounts removed from your reports by simply calling the bank. As far as getting a "credit education" I highly recommend the message boards at www.creditnet.com It is a very active board with many credit experts. Check it out.