rights?

[daydreeemzz]

What is the name of your state (only U.S. law)? Nebraska

If my husband and i own a home (my name is listed first on the deed) but the loan is only in his name do I have any rights to the home?

 

[justalayman]

first or last makes no difference. How title is held does make a difference but as it stands, unless there is something specified other than a 50/50 share, you are at least a 1/2 owner of the home. Since you are the only signatory party to the mortgage, you owe all of the debt of the mortgage loan.

 

[ecmst12]

The loan is in HIS name, she doesn't owe anything to the mortgage company. Lucky her.

 

[justalayman]

The loan is in HIS name, she doesn't owe anything to the mortgage company. Lucky her.

thanks. Yes, I did misread that.

 

[nextwife]

She doesn't PERSONALLY owe, but the collateral has a lien in the amount of the mortgage, so she INDIRECTLY owes it to retain the collateral. In other words, her interest can be foreclosed out regardless of whether she owes on the mortgage. I point this out because some people get very confused on this, and I want the poster to understand that.