Roof damage from wind

[tks]

What is the name of your state? Wisconsin

In a storm this past summer I had significant wind damage to my garage roof that is unattached to my house. The damage was only to one side of the roof. The insurance company claims they only have to pay for the side that was damaged and is not responsible for matching up the ridge cap color on either side. I have never heard of anyone shingling just one side of a building and I wonder if they can do this. I don't pay insurance so that I can have checkerboard roof patterns and multicolored siding. Thanks.

 

[BelizeBreeze]

Please post here the proviso in your policy stipulating as to 'Asthetic' value replacement.

 

[moburkes]

...and since the insurance company doesn't DO the repairs, you are absolutely within your rights to search and find the correct shingles to match what is on the other side. The insurance company is only responsible for paying to get the roof fixed, minus your deductible.

 

[jinky]

I'm not an attorney or expert on this stuff, but the same thing happened to me. We had a micro burst and it tore off one side of my roof. The insurance company only paid to fix the side that was damaged.