Run from the scene driver

[GAnderson1953]

What is the name of your state? South Carolina

I have car insurance with Nationwide. My 20 year old daughter is a covered driver. Recently she let a friend (unbeknowst to me) drive her car. He was driving recklessly, lost control and run into a steep ditch. He was not hurt but the car was. Did not call law enforcement so there was no report turned in. The car has about $2,000.00 worth of damage done to it. It has been about 2 weeks and he still has not made an effort to do anything with the car. He is over 21 so I can't say anything to his parents as they would not be liable at his age. Can I turn this in to my insurance company. I certainly do not have that kind of money to fix the car and there is a loan payment of $300.00 that has to be met every month even though the car can not be driven.

 

[moburkes]

What is the name of your state? South Carolina

I have car insurance with Nationwide. My 20 year old daughter is a covered driver. Recently she let a friend (unbeknowst to me) drive her car. He was driving recklessly, lost control and run into a steep ditch. He was not hurt but the car was. Did not call law enforcement so there was no report turned in. The car has about $2,000.00 worth of damage done to it. It has been about 2 weeks and he still has not made an effort to do anything with the car. He is over 21 so I can't say anything to his parents as they would not be liable at his age. Can I turn this in to my insurance company. I certainly do not have that kind of money to fix the car and there is a loan payment of $300.00 that has to be met every month even though the car can not be driven.

Yes, file the claim with Nationwide. The friend had permission to use the vehicle, so he is considered a covered driver. You will have to pay your deductible for collision. If you don't have collision, then there is nothing for them to cover.