• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Securities Law

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

U

unctarheel

Guest
I am interested in starting my own business. I have a background in accounting and stocks. At one time I had my Series 7 and 63 licenses, but
they have lapsed without incident. I would like information on what the requirements are for a bonded individual to be able to offer the general
public a set interest rate on their money for an agreed upon amount of time. In essence, it would be similar to a Certificate of Deposit with a bank with the bond and a promissary note acting as insurance. What type of stipulations would there
be on an ad offering this service? How can this legally be done without having to have a brokerage license? Please include any applicable
information that would concern this situation, especially in respect to a sole proprietorship.

I realize that to offer a security to anyone that one must be licensed and affiliated with a brokerage firm. What I would like to know is if I can structure a contract and advertisements so that it would be considered a personal loan instead of an
offering of a security? Or would there be a better way? I would be bonded to insure the customer's money against flight and would also sign a promissory note for the invested amount.
Thank you!!
 



Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
data-ad-format="auto">
Top